Bankruptcies are highest in states that permit creditors to garnishee a hefty slice of debtors' salaries and where there has been an influx of newcomers to the cities, looking .
By applying to the District Court the debtor may protect himself from garnishee actions for a period of two years during which a referee designated by the court supervises paying .
Today, a creditor generally cannot imprison his debtor, nor can he garnishee his salary without a court order.
Drew Edmondson in KOCO Edmondson said someone who is the victim of embezzlement can learn through the system when an offender gets out of jail or prison "so you can garnishee his check."